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Terms and Conditions – Tinnerman Insurance Agency

08-01-2026

Please read these Terms and Conditions (“Terms,” “Terms and Conditions”) carefully before using the tinnermaninsurance.com website (the “Site”) operated by Tinnerman Insurance Agency, Inc. (“we,” “us,” or “our”).

Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Site.

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site.

1. Description of Services

Tinnerman Insurance Agency, Inc. is an independent insurance agency offering information about, and assistance in obtaining, personal and business insurance products. Content on the Site is provided for general informational purposes only and does not constitute an insurance policy, binder, offer of coverage, or legal, financial, or insurance advice. Coverage is subject to the terms, conditions, exclusions, and limitations of the actual policy issued by the applicable insurance carrier.

Nothing on this Site guarantees coverage, eligibility, pricing, or approval. A quote requested through the Site is not binding until confirmed in writing by a licensed agent and the applicable carrier.

2. Use of the Site

You agree to use the Site only for lawful purposes. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, or local law or regulation.
  • Attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems connected to the Site.
  • Interfere with or disrupt the operation of the Site or servers/networks connected to it.
  • Use any automated means (bots, scrapers, etc.) to access the Site without our prior written permission.
  • Submit false or misleading information through any form on the Site.

 

3. Text Messaging (SMS) Program Terms

By providing your mobile phone number and opting in through a form on the Site, you consent to receive text messages from Tinnerman Insurance Agency, Inc. related to insurance updates, alerts, appointment reminders, and account-related communications.

  • Consent is not a condition of purchase. You are never required to opt in to SMS to receive our services.
  • Message frequency varies.
  • Message and data rates may apply, depending on your mobile carrier and plan.
  • Opt-out: You may opt out of SMS messages at any time by replying STOP to any message. You may receive one final message confirming your opt-out.
  • Help: Reply HELP to any message, or contact us at 937-439-0212 or admin@tinnermaninsurance.com for assistance.
  • Supported carriers: Carriers are not liable for delayed or undelivered messages.
  • We do not share opt-in SMS consent or mobile phone numbers with third parties for marketing purposes. See our Privacy Policy for full detail on how we handle your information.

 

4. Intellectual Property

The Site and its original content, features, design, graphics, logos, and functionality are and will remain the exclusive property of Tinnerman Insurance Agency, Inc. and its licensors. The Site is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

5. Third-Party Links

Our Site may contain links to third-party websites or services (such as insurance carrier portals, payment processors, or Google Analytics opt-out pages) that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You access such links at your own risk.

6. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, secure, or error-free, or that information on the Site is accurate, complete, or current at all times.

7. Limitation of Liability

To the fullest extent permitted by law, Tinnerman Insurance Agency, Inc., its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of, or inability to access or use, the Site.

8. Indemnification

You agree to defend, indemnify, and hold harmless Tinnerman Insurance Agency, Inc. and its owners, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Site or your violation of these Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions.

10. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide notice by updating the “Effective Date” above. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, please contact us:

Tinnerman Insurance Agency, Inc.
5 Iron Gate Park Drive Centerville, OH 45459
Phone:
Email:

About Our Agency - Portrait of Ron and Grant Tinnerman Standing in the Tinnerman Insurance Agency Office with Old Photos of Family in the Background

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