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About Our Agency

Tinnerman Insurance Agency, Inc. has been a staple in the insurance industry since 1945.

We are your trusted and experienced independent insurance agency.

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Your business, your family, and your home are all important to you, but you may not know how to best protect them. We have the experience and local knowledge to navigate the unique risks you face, serving as your insurance advisor.

76+ Years

in business


insurance agency

Tinnerman Insurance Agency, Inc. is a family-owned, fourth-generation, independent insurance agency. We are located in Centerville, OH and have been serving the greater Dayton area since our founding in Dayton, OH in 1945. As a local, independent agency, we don’t work for the insurance company, instead, we work for you. We specialize in getting to know our clients so that we can provide insurance programs customized to your individual needs and your budget.

We pride ourselves on providing good “old-fashioned” personal service that is backed by well-respected and financially sound insurance company partners. We align ourselves with insurance carriers who have hard-earned reputations for having outstanding claims service and who believe in putting more premium dollars into the quality of their policies. We believe this combination allows us to serve your needs best over the long-term—to minimize your risk at an affordable price while providing you peace of mind.

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Our Mission Statement

At Tinnerman Insurance Agency, Inc., our mission is to help you protect the things that matter most to you. We work for you, finding you comprehensive insurance coverage with personalized service at the right price for your budget.

Why Go Independent?Meet Our Team
About Our Agency - Portrait of Ron and Grant Tinnerman Standing in the Tinnerman Insurance Agency Office with Old Photos of Family in the Background

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As an independent agency, we are here to help you find the right coverage.

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Agency History

About Our Agency - Bob
Our Founder: Robert “Bob” Tinnerman

Born and raised in Dayton, a Roosevelt High School graduate, and an Otterbein College graduate, Bob Tinnerman founded the agency in 1945 upon exiting the Army after serving his country in the Pacific during World War II. Bob began the agency from “scratch” so to speak, initially working out of his North Dayton home and working with many other returning war veterans to get the agency started. Bob believed in working hard and in playing hard.

Over the years, he built the agency into a full-service personal and commercial lines agency, and, in the late 1940s, moved the agency into a downtown Dayton office space at 711 S. Main Street. Bob retired from the insurance agency business in 1981 after 36 years in the business.

Bob passed away in 1990 at the age of 76. Bob was married to his college sweetheart, Wanda, for 51 years. Bob and Wanda had four children.

About Our Agency - Dave
Our Second-Generation Owner: Dave Tinnerman

Bob’s son, Dave, joined the growing agency in 1966 after graduating from Franklin High School in 1960, serving two years in the Army, and attending Otterbein College. Dave trained under Bob and helped facilitate the agency’s growth in the mid-1960s, 1970s, and 1980s.

Dave became agency owner in 1981 with Bob’s retirement, and, in 1982, moved the agency to Centerville. In 1991, Dave moved the agency to the current location of 5 Iron Gate Park Drive in Centerville, OH.

Dave retired from the agency in 2001 after 35 years in the insurance agency business. Dave resides with his wife, Cathy, in Washington Township.

About Our Agency - Ron
Our Third-Generation Owner: Ron Tinnerman

Dave’s son and Bob’s grandson, Ron Tinnerman, is now the current owner of Tinnerman Insurance Agency, Inc. He joined the agency in 1990 after graduating from Centerville High School in 1986 and Miami University in 1990. Ron trained under Dave and helped facilitate the agency’s growth in the 1990s and 2000s.

Ron became the owner of the agency in 2001 with Dave’s retirement and today serves as agency president. In 1995, Ron earned and still currently holds the Certified Insurance Counselor professional designation. Ron is also a part of the Noon Optimist Club of Centerville and the South Dayton chapter of AMBUCS (American Business Clubs).

Ron resides in Centerville with his high school sweetheart and wife of over 20 years, Jill. Ron and Jill have two sons.

Professional Associations

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

  Visit us in Springboro, OH!

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

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As an independent agency, we are here to help you find the right coverage.

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